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Capital Gains Tax Calculator

Calculate short-term and long-term capital gains tax on equity, property, and other assets (FY 2025-26 / 2026-27)

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Capital Gains Calculation

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Capital Gains Tax Rates (FY 2025-26 / 2026-27)

Equity/Stocks/Mutual Funds

Short-term (<12 months)20%
Long-term (≥12 months)12.5%

LTCG exemption up to ₹1.25 lakh per year

Property/Gold/Other Assets

Short-term (<24 months)As per slab
Long-term (≥24 months)12.5%

Indexation benefit available for property

Debt Mutual Funds

Any holding periodAs per slab

No LTCG benefit since Budget 2023. Always taxed at slab rate regardless of holding period.

Key Capital Gains Rules

• STCG on equity: 20% (increased from 15% in Budget 2024)
• LTCG on equity: 12.5% above ₹1.25 lakh exemption
• Uniform 12.5% LTCG rate for property, gold, unlisted shares
• Debt funds: Always at slab rate (no LTCG benefit since Budget 2023)
• FY 2026-27: Same rates under New Income Tax Act 2025 (Sec 67, 196-198)

Disclaimer

This calculator provides approximate capital gains calculations. Actual tax may vary based on exemptions, deductions, and specific circumstances. Consult a CA for accurate tax planning.